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Small Business Checking

We're passionate about supporting our San Diego and Riverside county small businesses, especially during challenging or unpredictable times. Become a Cal Coast member and open the door to a world of products, services and resources to support and grow your small business. 

A Big Business Starts Small

This option is perfect for small or growing businesses. Whether you're starting a new business venture or expanding to a new market, our business specialists will help you every step of the way. 

Account Benefits:
  • Minimum opening deposit of just $100
  • $8 monthly maintenance fee. Monthly fee is waived with a $2,500 average daily balance
  • Check writing available1
  • All accounts come with the convenience of Online Banking and in-person support of our Small Business specialists
  • Mobile Banking2 including Bill Pay and Deposit
  • Free eStatements
  • CoastLine Telephone Banking

What are my business financial ratios?

A regular review of your company's financial ratios can help you focus on areas that may need improvement. Liquidity, efficiency, and profitability ratios, compared with other businesses in your industry, can highlight any strengths and weaknesses you might have over your competition. It is also important to compare your ratios over time in order to identify trends.

Assets and Liabilities
Income and Expenses

This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.

You May Also Like These Business Options

Choice Business Checking

Perfect for your growing or established business. Take your business to the next level with a Cal Coast Choice Business Checking Account. 

Business Services

California Coast Credit Union has partnered with NewtekOne to provide tools that can be customized to fit your business's unique needs.

Business Loans

Get money now and pay it back later with a Business Loan from NewtekOne, a trusted partner. You could finance long term investments, such as new equipment or consolidate debt by refinancing.

APY = Annual Percentage Yield. Rates are accurate as of 01/19/2025. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit shushijia.net or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. Regulation D (Reg D) was amended to allow financial institutions to suspend the six-transaction transfer limit requirement each month. For the time being, you can now make unlimited transfers and withdrawals.
  2. Check with your wireless provider to determine if data and text messages rates apply.